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Types of in-home care for seniors, explained

People use the same words for different services. Knowing the categories helps you ask for the right help and avoid paying for the wrong kind.

TypeWhat it usually includesWho provides it
Companion careCompany, conversation, supervision, reminders, activitiesNon-medical caregivers
Homemaker helpMeals, housekeeping, laundry, shopping, errands, ridesNon-medical caregivers
Personal careHands-on help with bathing, dressing, toileting and moving safelyHome care aides, often through an agency
Home health careSkilled nursing or therapy ordered by a doctorLicensed nurses and therapists

Home care is not the same as home health

"Home care" usually means non-medical help with daily living. "Home health" means skilled care that a doctor orders. Payment rules differ, so always ask which one a provider means.

Matching help to needs

Start small and adjust

Needs change. Many families begin with a few hours a week and add help as needed. Review the plan every few months and after any hospital stay or fall.

Include the senior in the decision

Independence matters. Ask what the person wants help with, what they want to keep doing themselves and who they are comfortable having in their home.

Use the needs checklist to put the situation into words before you call anyone.

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